{"id":59386,"date":"2026-05-04T14:16:40","date_gmt":"2026-05-04T11:16:40","guid":{"rendered":"https:\/\/retta.fi\/?page_id=59386"},"modified":"2026-06-30T11:57:11","modified_gmt":"2026-06-30T08:57:11","slug":"rahoituspalvelut","status":"publish","type":"page","link":"https:\/\/retta.fi\/en\/rahoituspalvelut\/","title":{"rendered":"Financing Services"},"content":{"rendered":"<section id=\"acf-block-637b7167e81e2\" class=\"block block-hero\n\tcontainer-fluid\thas-bg-img surface hero-contrast-dark\t\">\n\t\t<div class=\"fitted-img-container\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/retta.fi\/wp-content\/uploads\/2026\/05\/Ador-paakuva.png\" width=\"756\" height=\"281\" alt=\"\" loading=\"eager\" data-no-lazy=\"true\" data-no-lqip=\"true\"><\/div>\n\t\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div\n\t\t\t\tclass=\"col-12 col-xl-8 hero-content-col\">\n\t\t\t\t<div class=\"hero-content entry-content block-top-content\">\n\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"acf-block-69ec6e7454ace\" class=\"block block-content-wrapper\n\tcontainer-fluid container-fluid\t\">\n\t<div class=\"container\">\n\t\t<div\n\t\t\tclass=\"block-content-wrapper__surface is-plain\">\n\t\t\t<div class=\"row\">\n\t\t\t\t<div\n\t\t\t\t\tclass=\"col-12 col-lg-8 offset-lg-2 col-hd-8 offset-hd-2 block-content-wrapper__column\">\n\t\t\t\t\t<div class=\"block-content-wrapper__layout\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"entry-content\">\n\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h3 class=\"wp-block-heading is-style-h1-size\"><strong>Financing services that deliver savings<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ador Rahoituspalvelut gives housing companies managed by Retta a unique way to tender their housing company loans. This can deliver significant savings of up to 30\u201370% in the loan margin, which means annual savings of \u20ac100\u20132,000 for individual shareholders. The service has been developed in cooperation with leading Finnish banks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Through a unique <strong>interest-bearing operating account<\/strong>, the housing company can benefit from both interest income and more favorable banking service fees. For our customers, the annual benefits have ranged from hundreds to thousands of euros, depending on the funds held in the housing company\u2019s account.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/retta.fi\/en\/tarjous#tarjouspyyntolomake\">Request a quote<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/retta.fi\/en\/yhteystiedot\">Contact details<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"acf-block-69f87a3305af5\" class=\"block block-image-or-embed container-fluid\">\n    <div class=\"container\">\n        \n        <div class=\"image-or-embed__media-shell bg-none\">\n            <div class=\"image-or-embed__media-frame wp-block-image\">\n                <div class=\"block-content\">\n                    <img decoding=\"async\" src=\"https:\/\/retta.fi\/wp-content\/uploads\/2026\/05\/SLF5649.jpg\" width=\"1800\" height=\"1201\" srcset=\"https:\/\/retta.fi\/wp-content\/uploads\/2026\/05\/SLF5649-632x422.jpg 632w, https:\/\/retta.fi\/wp-content\/uploads\/2026\/05\/SLF5649.jpg 864w, https:\/\/retta.fi\/wp-content\/uploads\/2026\/05\/SLF5649-768x512.jpg 768w, https:\/\/retta.fi\/wp-content\/uploads\/2026\/05\/SLF5649.jpg 1800w\" sizes=\"auto, (max-width: 1799px) 100vw, 1800px\" class=\"image\" alt=\"\" loading=\"lazy\">                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section id=\"acf-block-66fe4f29828fe\" class=\"block block-two-innerblocks\n\tcontainer-fluid\t\">\n\t<div class=\"container\">\n\t\t<div class=\"block-two-innerblocks__surface has-surface surface surface-beige\">\n\t\t\t<div class=\"row block-two-innerblocks__row\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n<div class=\"block-innerblocks-container-narrow  entry-content\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Smooth cooperation<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">with Retta property managers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our financing service experts have long experience in the real estate and property management sector and in cooperating with property managers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ask your Retta property manager to tell you more about our services.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"block-innerblocks-container  entry-content\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<h3 class=\"wp-block-heading\">Ador Rahoituspalvelut p\u00e4hkin\u00e4nkuoressa:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n    <div id=\"accordion-6a713355e2c72\" class=\"element block-accordions \">\n        <div class=\"accordion-items\">\n                            <div class=\"accordion-item open\">\n                    <div class=\"accordion-item--header\">The most affordable housing company loans<\/div>\n                    <div class=\"accordion-item--body\">\n                        <div class=\"accordion-item--content entry-content\"><p dir=\"auto\"><span class=\"fade-in-token\">A <\/span><span class=\"fade-in-token\">unique <\/span><span class=\"fade-in-token\">way <\/span><span class=\"fade-in-token\">to <\/span><span class=\"fade-in-token\">tender <\/span><span class=\"fade-in-token\">housing <\/span><span class=\"fade-in-token\">company <\/span><span class=\"fade-in-token\">loans, <\/span><span class=\"fade-in-token\">with <\/span><span class=\"fade-in-token\">potential <\/span><span class=\"fade-in-token\">savings <\/span><span class=\"fade-in-token\">of <\/span><span class=\"fade-in-token\">30\u201370% <\/span><span class=\"fade-in-token\">in <\/span><span class=\"fade-in-token\">the <\/span><span class=\"fade-in-token\">loan <\/span><span class=\"fade-in-token\">margin. <\/span><\/p>\n<p dir=\"auto\"><span class=\"fade-in-token\">Ador <\/span><span class=\"fade-in-token\">loan <\/span><span class=\"fade-in-token\">tendering <\/span><span class=\"fade-in-token\">helps <\/span><span class=\"fade-in-token\">housing <\/span><span class=\"fade-in-token\">companies <\/span><span class=\"fade-in-token\">tender <\/span><span class=\"fade-in-token\">their <\/span><span class=\"fade-in-token\">loans <\/span><span class=\"fade-in-token\">in <\/span><span class=\"fade-in-token\">a <\/span><span class=\"fade-in-token\">new <\/span><span class=\"fade-in-token\">way <\/span><span class=\"fade-in-token\">and <\/span><span class=\"fade-in-token\">achieve <\/span><span class=\"fade-in-token\">significant <\/span><span class=\"fade-in-token\">savings <\/span><span class=\"fade-in-token\">for <\/span><span class=\"fade-in-token\">shareholders. <\/span><span class=\"fade-in-token\">The <\/span><span class=\"fade-in-token\">service <\/span><span class=\"fade-in-token\">has <\/span><span class=\"fade-in-token\">been <\/span><span class=\"fade-in-token\">built <\/span><span class=\"fade-in-token\">in <\/span><span class=\"fade-in-token\">cooperation <\/span><span class=\"fade-in-token\">with <\/span><span class=\"fade-in-token\">major <\/span><span class=\"fade-in-token\">Finnish <\/span><span class=\"fade-in-token\">banks <\/span><span class=\"fade-in-token\">and <\/span><span class=\"fade-in-token\">is <\/span><span class=\"fade-in-token\">based <\/span><span class=\"fade-in-token\">on <\/span><span class=\"fade-in-token\">Ador\u2019s <\/span><span class=\"fade-in-token\">digital <\/span><span class=\"fade-in-token\">process <\/span><span class=\"fade-in-token\">and <\/span><span class=\"fade-in-token\">the <\/span><span class=\"fade-in-token\">use <\/span><span class=\"fade-in-token\">of <\/span><span class=\"fade-in-token\">AI. <\/span><span class=\"fade-in-token\">The <\/span><span class=\"fade-in-token\">participating <\/span><span class=\"fade-in-token\">banks <\/span><span class=\"fade-in-token\">are <\/span><span class=\"fade-in-token\">familiar <\/span><span class=\"fade-in-token\">Finnish <\/span><span class=\"fade-in-token\">banks. <\/span><\/p>\n<p dir=\"auto\"><span class=\"fade-in-token\">Whether <\/span><span class=\"fade-in-token\">your <\/span><span class=\"fade-in-token\">housing <\/span><span class=\"fade-in-token\">company <\/span><span class=\"fade-in-token\">already <\/span><span class=\"fade-in-token\">has <\/span><span class=\"fade-in-token\">a <\/span><span class=\"fade-in-token\">loan <\/span><span class=\"fade-in-token\">or <\/span><span class=\"fade-in-token\">is <\/span><span class=\"fade-in-token\">looking <\/span><span class=\"fade-in-token\">for <\/span><span class=\"fade-in-token\">new <\/span><span class=\"fade-in-token\">financing, <\/span><span class=\"fade-in-token\">Ador <\/span><span class=\"fade-in-token\">provides <\/span><span class=\"fade-in-token\">an <\/span><span class=\"fade-in-token\">efficient <\/span><span class=\"fade-in-token\">tendering <\/span><span class=\"fade-in-token\">process <\/span><span class=\"fade-in-token\">and <\/span><span class=\"fade-in-token\">the <\/span><span class=\"fade-in-token\">most <\/span><span class=\"fade-in-token\">favorable <\/span><span class=\"fade-in-token\">loan <\/span><span class=\"fade-in-token\">terms <\/span><span class=\"fade-in-token\">on <\/span><span class=\"fade-in-token\">the <\/span><span class=\"fade-in-token\">market.<\/span><\/p>\n<\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"accordion-item open\">\n                    <div class=\"accordion-item--header\">Interest-bearing operating account<\/div>\n                    <div class=\"accordion-item--body\">\n                        <div class=\"accordion-item--content entry-content\"><p dir=\"auto\"><strong>An interest-bearing operating account brings ongoing interest income to the housing company\u2019s operating account<\/strong><\/p>\n<p dir=\"auto\"><span class=\"fade-in-token\">Operating <\/span><span class=\"fade-in-token\">accounts <\/span><span class=\"fade-in-token\">held <\/span><span class=\"fade-in-token\">by <\/span><span class=\"fade-in-token\">Finnish <\/span><span class=\"fade-in-token\">housing <\/span><span class=\"fade-in-token\">companies <\/span><span class=\"fade-in-token\">are <\/span><span class=\"fade-in-token\">almost <\/span><span class=\"fade-in-token\">always <\/span><span class=\"fade-in-token\">non-interest-bearing, <\/span><span class=\"fade-in-token\">which <\/span><span class=\"fade-in-token\">means <\/span><span class=\"fade-in-token\">that <\/span><span class=\"fade-in-token\">housing <\/span><span class=\"fade-in-token\">company <\/span><span class=\"fade-in-token\">funds <\/span><span class=\"fade-in-token\">typically <\/span><span class=\"fade-in-token\">sit <\/span><span class=\"fade-in-token\">in <\/span><span class=\"fade-in-token\">bank <\/span><span class=\"fade-in-token\">accounts <\/span><span class=\"fade-in-token\">without <\/span><span class=\"fade-in-token\">generating <\/span><span class=\"fade-in-token\">returns. <\/span><span class=\"fade-in-token\">Created <\/span><span class=\"fade-in-token\">in <\/span><span class=\"fade-in-token\">cooperation <\/span><span class=\"fade-in-token\">with <\/span><span class=\"fade-in-token\">Danske <\/span><span class=\"fade-in-token\">Bank*, <\/span><span class=\"fade-in-token\">this <\/span><span class=\"fade-in-token\">unique <\/span><span class=\"fade-in-token\">service <\/span><span class=\"fade-in-token\">offers <\/span><span class=\"fade-in-token\">our <\/span><span class=\"fade-in-token\">customers <\/span><span class=\"fade-in-token\">significant <\/span><span class=\"fade-in-token\">financial <\/span><span class=\"fade-in-token\">benefits <\/span><span class=\"fade-in-token\">from <\/span><span class=\"fade-in-token\">payment <\/span><span class=\"fade-in-token\">transaction <\/span><span class=\"fade-in-token\">services. <\/span><span class=\"fade-in-token\">There <\/span><span class=\"fade-in-token\">is <\/span><span class=\"fade-in-token\">no <\/span><span class=\"fade-in-token\">cost <\/span><span class=\"fade-in-token\">for <\/span><span class=\"fade-in-token\">the <\/span><span class=\"fade-in-token\">housing <\/span><span class=\"fade-in-token\">company <\/span><span class=\"fade-in-token\">to <\/span><span class=\"fade-in-token\">start <\/span><span class=\"fade-in-token\">using <\/span><span class=\"fade-in-token\">the <\/span><span class=\"fade-in-token\">service. <\/span><\/p>\n<p dir=\"auto\"><em>Danske Bank refers to Danske Bank A\/S, Finland Branch.<\/em><\/p>\n<\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"accordion-item open\">\n                    <div class=\"accordion-item--header\">Affordable banking service fees<\/div>\n                    <div class=\"accordion-item--body\">\n                        <div class=\"accordion-item--content entry-content\"><p>Our customers can also benefit from affordable banking services. Through the cooperation, the bank offers 40\u201350% lower prices on the most common payment transaction services used by housing companies, as well as a 100% discount on account opening.<\/p>\n<\/div>\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n    \n<\/div>\n<\/div>\n\n<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ador Rahoituspalvelut mahdollistaa Rettan is\u00e4nn\u00f6imille taloyhti\u00f6lle ainutlaatuisen korollisen k\u00e4ytt\u00f6tilin sek\u00e4 jatkuvan, mittavia s\u00e4\u00e4st\u00f6j\u00e4 tuovan lainakilpailutuksen. <\/p>\n","protected":false},"author":46,"featured_media":59388,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"20819,24798,28776,30318,6268,2480","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-59386","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Vakuutuspalvelut taloyhti\u00f6ille - Retta<\/title>\n<meta name=\"description\" content=\"Retta Vakuutuspalvelut hoitaa taloyhti\u00f6si vakuutukset ja vahinkoasiat nopeasti ja ammattitaidolla. 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